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Ultimate Cheesy Texas Trash Dip (Warm Bean Dip)

Close-up of a bubbly, baked texas trash dip topped with melted orange cheese, green peppers, and black olives in a white baking dish.
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Make this warm, cheesy Texas Trash Dip for your next gathering. This Tex-Mex bean dip combines creamy ingredients and taco seasoning for a guaranteed crowd-pleaser served hot with tortilla chips.

Ingredients

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  • 2 (16 ounce) cans refried beans
  • 1 (8 ounce) package cream cheese, softened
  • 1 cup sour cream
  • 1 packet taco seasoning
  • 2 cups shredded Monterey Jack cheese
  • 2 cups shredded Cheddar cheese
  • Optional toppings: Diced green chiles, sliced black olives, chopped green onions

Instructions

  1. Preheat your oven to 350 degrees Fahrenheit. Lightly grease a 9×13 inch baking dish.
  2. In a large bowl, combine the refried beans, softened cream cheese, sour cream, and taco seasoning. Mix until the ingredients are fully blended and smooth.
  3. Spread the bean mixture evenly into the prepared baking dish.
  4. In a separate bowl, mix the shredded Monterey Jack cheese and shredded Cheddar cheese together. Sprinkle half of the cheese mixture over the bean layer.
  5. If using, sprinkle diced green chiles over the cheese layer.
  6. Top with the remaining half of the cheese mixture.
  7. Bake for 20 to 25 minutes, or until the dip is heated through and the cheese is melted and bubbly.
  8. Remove from the oven. If desired, top with sliced black olives and chopped green onions before serving hot with sturdy tortilla chips.

Notes

  • For a Meaty Texas Trash Dip, brown 1 pound of ground beef or sausage, drain the fat, and mix it into the bean mixture before spreading it in the dish.
  • You can assemble this dip completely, cover it, and refrigerate it up to 24 hours before baking. Add 5 to 10 minutes to the baking time if baking straight from the refrigerator.
  • Serve this dip warm for the best gooey texture.

Nutrition

Find it online: https://juliameal.com/texas-trash-dip-recipe-easy-crowd-pleaser/